Geico Auto Insurance Claims

Car Crash Lawyers Helping Victims on Cape Cod Pursue Compensation

The car accident attorneys at the Law Offices of John C. Manoog, III represent people throughout the coastal areas of Massachusetts who have been injured in all kinds of vehicle collisions and need to exercise their rights under an insurance policy. We have handled matters ranging from a straightforward side-impact accident in a residential area to a multi-vehicle crash on a busy highway. These cases sometimes involve Geico as an insurance provider, and sometimes it may be reluctant to pay out claims in a timely and comprehensive manner. Our Cape Cod car accident lawyers have a strong track record of getting optimal results for our neighbors in need, including through Geico auto insurance claims.

Insurance Coverage for Car Accidents

Car accidents can and do happen, even to the safest drivers among us. When a collision occurs, a person injured in the crash will often look to their insurer or the other driver’s insurer to provide compensation for their needs. These forms of compensation may include reimbursement for medical bills, property damage, missed wages, and more subjective types of harm. When a person is killed because someone else acted carelessly behind the wheel, moreover, his or her family members have the right to seek similar compensation for the victim’s death.

Massachusetts law requires drivers to carry a certain minimal amount of insurance coverage. In the event that an insured driver causes an accident, that coverage is likely to kick in. That means that you may be required to go through your own insurer – or potentially another person or entity’s insurance provider, or both – in order to get compensation for your injuries. Since Geico provides many of these policies, negotiating or litigating a Geico auto insurance claim is not uncommon.

“Good Faith” Requirement for Insurance Companies

Massachusetts law specifically imposes a duty of “good faith and fair dealing” on insurance companies operating in the state. The law makes it part of any insurance contract, regardless of whether the duty is actually spelled out in the agreement. It means that insurers cannot defraud policy holders and are generally expected to pay out claims in a reasonable and timely manner. The duty extends both to the driver insured under the contract and to various third parties, including a person injured in a crash involving that driver.

Unfortunately, many insurance companies often look for ways to slow down the claims process, or even potentially avoid paying out a claim altogether. In other scenarios, an insurer may pressure a person injured in an accident to accept a quick payout for pennies on the dollar. It is crucial that you do not accept any payments before consulting an experienced personal injury attorney.

An insurer’s failure to live up to the good faith and fair dealing responsibility can lead to liability above and beyond their liability for paying out on the policy. Judges and juries in these cases are tasked with answering one overarching question: would a reasonable insurer have declined to settle the case within the policy limits under the same circumstances? If the answer is no, the insurer will be deemed negligent and on the hook for any money damages related to the crash and the insurer’s failure to live up to its legal responsibility.

Get a Knowledgeable Attorney on Cape Cod in Your Corner

At the Law Offices of John C. Manoog, III, we have been representing people across Cape Cod in insurance claims arising from car crash and other personal injury cases since 1994. These include cases involving Geico auto insurance claims. We work tirelessly in settlement negotiations and at trial to assert the rights of our clients. Members of our team offer free consultations at our offices, or we can visit you at home or in the hospital if you are unable to come meet with us. Our motor vehicle collision lawyers take most of our cases on a contingency fee basis, which means that we do not get paid unless you do. Call us at 888-262-6664 or contact us online to schedule a free initial consultation. Nós Falamos Português.